World Book Day 2021: जानिए कुछ खास बातें और इसकी तारीख की कहानी

इस साल विश्व पुस्तक दिवस (World Book Day) पर कोरोना वायरस का साया है. भारत में जहां विश्व पुस्तक दिवस को सामूहिक तौर पर मनाने की स्थितियां नहीं हैं, वहीं इस दिन को सही तरीके मनाने का मौका भी है. इस दिन को मनाना का उद्देश्य लोगों में पुस्तकों के प्रति रुचि और जागरुकता विकसित करना है. इस लिहाज से देश में जहां लोग अपने घरों में बंद हैं, वे अपनी कोई प्रिय पुस्तक पढ़कर इस दिन को मना सकते हैं. इस साल यूनिस्को (UNESCO) ने भी कोरोना काल में किताबों (Books) की बढ़ती अहमित को रेखांकित किया है.

तारीख की कहानी
विश्व पुस्तक दिवस दरअसल विश्व पुस्तक एवं कॉपीराइट दिवस का चर्चित नाम है.  यूनिस्को ने सबसे पहले इसे 22 अप्रैल 1995 को मनाया था. लेकिन इसे हर साल 23 अप्रैल को मनाया जाता है. मजेदार बात यह है कि यूके और आयरलैंड में इसी तरह का दिवस मार्च के महीने में मनाया जाता है जिसकी वजह से कई लोगों को इसकी सही तारीख को लेकर भ्रम हो जाता है

दो लेखकों के निधन की तारीख
इस दिवस का मूल विचार स्पेनिश लेखक विसेंट क्लावेल एंड्रेस ने मिगुल डि सेरवेंटेस के सम्मान में उनके जन्मदिन 7 अक्टूबर और फिर उनकी पुण्यतिथि 23 अप्रैल को मनाने के लिए दिया था. 1995 में यूनिस्को ने इसकी तारीख 23 अप्रैल कर दी जो सेरवेंटेस के साथ विलियम शेक्सपियर की भी पुण्यतिथि है. दोनों ही लेखकों का निधन एक ही तारीख हुआ था, लेकिन ये दिन अलग अलग थे. इसकी वजह यह थी कि स्पेन में जहां ग्रिगोरियन कैलेंडर का उपयोग होता था तो वहीं इंग्लैंड में जूलियन कैलेंडर का.

अलग अलग तारीखें भी
इस दिन की तारीख अलग-अलग देशों में भी बदली है. स्पेन में जहां इसे 1930 तक 7 अक्टूबर को मनाया जाता था और उसके बाद से 23 अप्रैल को मनाया जाने लगा. स्वीडन में भी इसी दिन को यह दिवस मनाया जाता है लेकिन साल 2000 और साल 2011 में इसे बदल दिया गया था. वहीं यूके और आयरलैंड में इसे मार्च के पहले गुरुवार को मनाया जाता है जिसमें चैरिटी प्रमुख होती है

बुकफेस चैलेंज
यूनिस्को ने इस साल एक बुकफेस चैलेंज बनाया है. इस चैलेंज के विजेता की तस्वीर यूनिस्को के वेबपेज पर शामिल की जाएगी. यूनिस्को के आधिकारिक बयान के मुताबिक किताबों का कवर उन्हें खरीदने में बहुत अहम भूमिका निभाता है. हम उनके मुख पृष्ठ को लेकर बहुत ही ज्यादा निर्णायक होते हैं. इस साल महामारी ने हमें किताबों और पढ़ने की अहमियत बताई है.

पादरी की पढ़ाई बीच में छोड़ गणित और कम्प्यूटर विशेषज्ञ बने थे चार्ल्स गोश्की

यूनिस्को ने इस साल विश्व पुस्तक दिवस पर छात्रों, शिक्षकों, पाठकों के साथ साथ पुस्तक उद्योग और लाइब्रेरी सेवाओं को पढ़ने के प्रति लगाव दर्शाने के लिए इस चैलेंज में भाग लेने के लिए  आमंत्रित किया था. इसके अलावा यूनिस्को ने लोगों के लिए एक मुफ्त कम्यूनिकेशन टूलकिट भी उपलब्ध कराई है.

Top 10 Car Insurance Firms in India for 2019-20

Choosing the right car insurance is a concern for every car owner in India. According to the Motor Vehicles Act, every car in use should be insured with at least a third-party liability cover. When it comes to buying a car insurance people get confused and sometimes end up buying the one that least favours their insurance needs. It is always a good idea to make yourself familiar with the different car insurance schemes available in the market, compare the ones you think will serve your purpose and choose the most suitable one that satisfies your insurance requirements. To make your work a little bit easier, here are the top 10* car insurance firms for the year 2018-19

1. ICICI Lombard GIC Ltd.

1. ICICI Lombard is one of the top private general insurance firms in India. A brainchild of ICICI Bank, ICICI Lombard has a stronghold in the insurance market, especially for car insurance. The company has sold more than 17 million policies so far and has settled more than 2 million claims by the end of the last fiscal year. They offer insurance products designed to meet the needs of customers from both urban and rural population. They provide insurance solutions that cover personal, project and business liabilities. ICICI Lombard Car Insurance covers the following:
   • Loss or damage to your vehicle against natural calamities
   • Loss or damage to your vehicle against man-made calamities
   • Third Party Legal Liability
   • Personal Accident Cover
   ICICI Lombard also has a hassle-free claim settlement process.

2. TATA AIG GIC Ltd.

   TATA AIG GIC Ltd. is a joint venture between American International Group (AIG) and Tata Group. The firm started its operations in 2001, offering a wide range of general insurance products for personal and business needs across India. Their insurance products include Marine Cargo , Personal Accident, Extended Warranty, Liability, Rural-Agriculture Insurance, Travel, etc. The firm employs over 2,500 employees and 9,400 agents to serve the public. The firm provides insurance services in 98 locations with 152 branches spread across India.
   They offer 5 plans under their motor insurance sector:
   • Auto Secure-Private Car Package Policy
   • Auto Secure-Two Wheeler Package Policy
   • Long-Term Two Wheeler Package Policy
   • Auto Secure-Commercial Vehicle Package Policy
   • Liability Only Policy
   Customers are free to choose any one of the above policies that match their insurance needs.

3. Bajaj Allianz GIC Ltd.

   Bajaj Allianz is a joint venture between Bajaj Finserv Ltd. and Allianz SE. Bajaj Allianz commenced its operations in 2001 and has their offices located in over 200 cities and towns across India. The firm caters to the individual insurance needs of consumers. They offer a number of insurance and have a large customer base in India. They have built technologically advanced platforms like mobile and digital applications to engage the public. The firm takes great pride in delivering high value to their consumers. Their car insurance offers a number of benefits apart from the basic car insurance coverage like:
• 24x7 Roadside Assistance facility
• 50% of No Claim Bonus (NCB) transfer from any other car insurer
• Extensive cashless garage network with over 4000 garages
• The option of availing car monitoring devices through their unique DriveSmart Telematics Service
• Zero depreciation cover is offered as one of the rider options

4. Bharti AXA General Insurance

   Bharti AXA General Insurance has a large customer base with 79 offices situated across India. They have issued close to 9.8 million insurance policies and have settled around 1.3 million claims altogether as of October 2017. This firm is a joint venture between AXA and Bharti Enterprises and started its operations in 2008. They provide innovative and comprehensive insurance solutions for various sectors like motor, home, health, etc. The firm also provides 24X7 claims assistance to their consumers. Key aspects of Bharti AXA car insurance include:
   • Extensive cashless garage facility with over 2,500 registered garages.
   • Special add-on policies available like No-Claim Bonus Protector, Depreciation cover, etc.
   • Hassle-free and quick claim settlement

5. The New India Assurance Co. Ltd.

   The New India Assurance is a multinational general insurance firm that operates in 28 countries with its head office in Mumbai. They are one of the oldest general insurance firms in India and have been operating for more than 40 years. They have a large customer base and operate from 2,452 offices including 1,339 micro offices situated across India. They have 17,702 dedicated employees serving the public with the best insurance solutions. The company has more than 230 insurance products under its umbrella. The car insurance plans offered by the firm are straight-forward and cover all the general aspects of a motor insurance.

6. The Oriental Insurance Co. Ltd.

   The Oriental Insurance Company commenced their operations in Mumbai in September 1947. Being one of the pioneers in the insurance sector, the firm has a large customer base. The firm is run by the Central Government of India. The insurance products offered by this firm cater to the needs of both rural and urban population. It has its head office in New Delhi with 31 regional offices and more than 1800 micro offices situated across India.
   They offer insurance for private cars alone. The private car package offers the general motor insurance benefits with four unique rider options.

7. HDFC ERGO General Insurance Co. Ltd

   HDFC ERGO is a general insurance firm and a joint venture between ERGO International AG and HDFC Ltd. The firm offers a wide range of insurance products like home insurance, motor insurance, travel insurance, etc. that cover both personal and business insurance needs. The firm has an expanding network with 108 branch offices situated across 91 cities in India. They have an employee base of 2000 who serve the public with the best insurance schemes and offers. Besides the employed sales force they have retailers, corporate agents and brokers extending the firm’s services to the public. They have launched a mobile app that helps in faster communication, making it easier for the public to reach them.
   The car insurance offered by HDFC ERGO has some key features including:
   • Round-the-clock assistance every day of the week
   • Paperless/zero documentation when buying car insurance
   • Provides cashless claim service at over 4,800 authorised garages

8. United India Insurance Co. Ltd.

   United India Insurance started its operations in India in February 1938. The firm has a stronghold in India with over 1300 offices across the country providing quality insurance solutions. They have a large workforce of 18,300 employees. They are one of the trusted insurance firms with a customer base of 1 Crore policyholders in India. They also have micro offices situated at over 200 tier II and III villages and towns serving the rural population too. Their car insurance scheme has the following key features:
   • Car insurance offered is of 2 kinds, package plan, and liability plan
   • Hassle-free and easy documentation process
   • A number of discounts along with No Claim Bonus are provided
   *Please note that the top 10 car insurance companies mentioned above have been ranked based on the number of claim settlements and policies sold till 2017.

9. National Insurance Company 

   A state-owned general insurance company, National insurance Company was established in 1906, and was nationalised in 1972. Headquartered in Kolkata, National Insurance Company deals with motor insurance, health insurance, personal insurance, rural insurance, etc. Vehicle owners in the country can choose to buy a third-party liability insurance policy or a comprehensive car insurance policy from National Insurance Company. Listed below are the key features and benefits of car insurance policies offered by National Insurance Company:  
   • Policyholders can buy or renew their third-party liability car insurance policy online on the website of the insurer.  
   • Hassle-free claim settlement process.  
   • Round-the-clock customer care service. 
   • Choice between a third-party insurance policy and a comprehensive car insurance policy.  
   • Compensation for the third-party up to Rs.7.5 lakh as per Insurance Regulatory and Development Authority of India regulations.  

10. Future Generali India Insurance 

    A private general insurer, Future Generali was established in 2007 following a joint venture between Assicurazioni General and Future Group.  In 2017, the insurer recorded having more than 12 lakh customers and since their inception have settled over 1.80 lakh claims. Present in over 125 locations across the country, Future Generali has over 6,000 insurance agents and more than 2,000 corporate clients that they actively service. In FY 2017-2018, the insurer reported gross written premiums (GWP) amounting to Rs.1,842 crore, a 16% hike in the premiums collected as compared to FY 2016-2017. In addition, in FY 2017-2018, the company registered a solvency ratio of 172%. Future Generali India Insurance offers a plethora of insurance products including car insurance products. Some of the key benefits of availing a car insurance policy from Future Generali India Insurance are listed as follows:  
    • Instant claim settlements.  
    • Round-the-clock customer support and regular policy renewal reminders. 
    • Claim finalisations in just 7 days.  
    • 24/7 Towing assistance following an accident.  
    • Transfer of No Claim Bonus and premium discounts.  

Yeh gunah humse hua..

Jitna isko Samjhau , par dil kyu nahi ye maanta 
jispe loota di yeh zindagi wohi nahi pehchanta...

Palko tale kuch kaanch ke tootey huye tukdey miley,
Yahi gunah humse hua, hum tham ke tujhko chaley

Aur behak jaate hai..

Naa jaane kya khoobi hai uske ishq me ki,
Jab bhi use dekhe to mehak jate hai,
aur behak jaate hai..!!

Wo pathar kaha se milega ..

pta h kisi ko ki , Wo pathar kaha se milega.
jise log dil par rakh kar apne sabse kareebi 
Insaan ko bhool jate hai...!!!

Mujhe Gam hai

Mujhe Toofaan se Shikwa nahi,
Ki doob gaya tha main.....

Mujhe Gam hai ki Meri,
Kashti ne doobaya mujhko......

Haan mushkil hai..!!!

Haan mushkil hai..!!

Kisi se pyar karte karte use bhool jana
Kisi ko yaad karte karte muskurana
Haseen rasto par chalte chalte achanak ruk jana
Kisi ka intezaar karte karte waha ne wapis laut jana

Haan mushkil hai.. Bhut mushkil hai..!!

Bewajah kisi ki liye apna sukoon kho dena
Kisi ke liye aansuon ka dher laga dena
Kisi ke diye dhokhe se khud ko mita dena 
Kisi ki aas me khud ko ujad dena

Kaha na Bahut Mushkil hai..!!

Par mohabbat bepanah karte hai
Khud ko Phir tabah karte hai
Beshaq mushkil hi kyu na ho
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